WHAT HAPPENS WHEN IT RAINS ? (or might rain)
We get so spoiled in Southern California when it doesn’t rain for months, but occasionally a STORM WARNING! lets us know there is a chance of drizzles. It is so rare that we do not cancel rides; A few hardy folks will always show up, but most won’t ride - even if just to avoid getting our bicycle dirty as much as getting wet. Some may decide to just drive to a coffee stop and socialize a while before heading home. A hot shower after hosing off the road grit on your bike makes a wet ride survivable… just know that visibility is reduced for all road users, traction on wet roads is reduced, especially on wet paint (don’t roll a FAST right turn across a crosswalk or limit line!) and your tires will spray up your back and in the face of anyone drafting too close. Rim brakes get wet and do not work as well - Disc brakes work fine, but the tire to pavement traction is different so tires can skid. If we lived in Oregon we would all have fenders and good mud flaps. Without them the spray from wet roads off the front tire will soak your feet, the spray off your rear tire will splatter friends behind you as well as cast mud up your back. Drizzle will spot up your glasses and make it harder to see. Having a shower cap over your helmet - and another to cover your saddle will help. A water proof rain jacket will get wet inside from sweat, rain booties will still let water run down & soak your socks. Puddles can hide deeper cracks and holes.
If you are on a tour, or commute, you should get used to the idea of riding in the rain.
There are lot’s of articles on riding in the rain if you just search the topic.
You make the call, balancing risks with rewards for yourself.